Forums » Health
Pet Insurance
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I don't have pet insurance but man I wish I did. Facing treatment for a cruciate ligament and it ain't cheap. I've heard getting pet insurance early in a dog's life is better as they haven't had so much time to develop/ damage anything. This link might be of interest... http://www.barefootinvestor.com/cost-of-pets-love-value/ -
When Ernie was about 4 months, he had an accident and cut top of one of paws. We rushed him to emergency Pet Hospital, he had to have stitches, along with antibiotics etc. The Vet gave us a pamphlet and we took out insurance, PetPlan. We've just had to use it 2 weeks ago as the bill was $650, i've sent the claim and will see how its processed. Will keep you posted. But I highly recommend pet insurance, the vet costs are way too expensive. -
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We have insurance for Nels and it comes in very handy.He is recovering from a strained shoulder muscle so any treatment is payed for.
We also have him on a treatment for a yeast allergie which cost's about $250 a vile which come the USA.
Also if your dog has ear infections the vet will sell ear drops worth upwards of $40.One of my friends is a pharmarcist and has checked the bottle.Same as human ones which cost us $5 a bottle. -
Now I'm very angry. well today we received an email, asking for Ernie's medical history and show all the vets he's been to! so i replied why, why and why! even mentioned that there's plenty of pet insurance now and we will be shopping around! i'm sure there's more to come and I definitely will be keeping this forum up to date.
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We are with medibank, we are on silver paw cover. Benson is in surgery right now with an exppected cost is $1300 and NONE of it is covered as it's dental/teeth surgery! We were told even if we were on Gold paw (top level), we'd only get $100-$140 back. We are planning on canceling for both dogs (you pay less premium for dogs under 5yrs) and instead put the $60 we currently pay per month into a separate acct. Insurance companies are all the same! -
We are with medibank, we are on silver paw cover. Benson is in surgery right now with an exppected cost is $1300 and NONE of it is covered as it's dental/teeth surgery! We were told even if we were on Gold paw (top level), we'd only get $100-$140 back. We are planning on canceling for both dogs (you pay less premium for dogs under 5yrs) and instead put the $60 we currently pay per month into a separate acct. Insurance companies are all the same!
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Hi Brit & Bear, great idea and timing on the subject of this Forum. My first time claiming (Ernie is almost 5 now) and i'm having a pretty hard time. All I can recommend to everyone getting insurance for the first time, is read the policy before you sign up! I will keep the forum posted on my experience.
Yvonne & Ernie :) -
I heard about RSPCA pet cover and have been looking into it vigourously. It seems cheaper than its competitors and the quote for Wesley was $25 monthly for accident cover only, $55 for accident and illness cover and $63 for illness accident and routine care. The illness cover covers antibiotics if the dog ever needs them, and vet visits for things such as upset stomachs and ear infections is all covered by illness. The routine care covers check up visits as well and you have an allowance for flea and tick treatments, preventative care and behavioural constultants and all sorts of things. It seemed the best value around. You can choose between 70% and 80% cover, so these prices are for the 80% cover. (i also checked, getting cheeky items like toys and socks removed from dogs stomachs after they are eaten counts as accidental and is covered) -
Rosie has had Pet Insurance the whole time I've had her. Being typical staffy, she loves to jump things and run through long grass. A trip to the vet last year for a grass seed in the eye which had cause an ulcer was covered by the insurance and pretty much paid for that year's insurance. -
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I took out insurance out for Hodgie accident & injury. 2 days before the waiting period was over I'd asked the vet about the pimples on his belly (that was during his vacc app). So now I cannot claim on any skin or ear conditions for the rest of his life. We have spent Quite ALOT of money to find out what his problem is. I very peed off with the vet, she didn't even treat him for the pimples, we went back 10 days after the vacc because they were all over his body. I have changed vets & they have been great trying to help us find out why his skin kept flaring up. Hodgie has an allergy to storage mites, & thats a story on it's own